verification

1. the process of determining that a specific identifier belongs to the person who is presenting or claiming it as their own

    Source: Cabinet Office, Identity Fraud: A Study, UK Cabinet Office. July 2002.

2. “a related but separate process from that of authentication. Customer verification complements the authentication process and should occur during account origination. Verification of personal information may be achieved in three ways:

  • Positive verification to ensure that material information provided by the applicant matches information available from trusted third party sources…
  • Logical verification to ensure that information provided is logically consistent (e.g. do the telephone area code, ZIP code and street address match).
  • Negative verification to ensure that information provided has not previously been associated with fraudulent activity…”

    Source: FFIEC, Authentication in an Internet Banking Environment. 2005, Federal Financial Institutions Examination Council

 

3. "A process that determines if data belong together and determines if information supplied is the best available information.
  • As an example, can the name, address, telephone, and SSN be confirmed together in multiple databases? through parallel searching/matching?
  • Are there keying errors?
  • Is data accurate based on best available data?"

    Source: Gordon and Willox, Using identity Authentication and Eligibility Assessment to Mitigate the Risk of Improper Payments

4. "verification" for the purpose of identification documents is the process of confirming with the identification document issuer that a document was issued to a person with the personal identifiers and registration number provided.

 

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